Today's dynamic business environment requires digital transformation as an inevitable factor shaping the development of various industries and sectors, including the financial and insurance sectors. Although the financial sector has adapted relatively quickly to the demands of today's digital environment, the insurance sector faces challenges in its transition towards digital transformation. This research explores this very topic, analyzes key concepts of digital transformation and conducts research on the possibilities of applying platform models in the Republic of Croatia and the opinion of respondents from Northern Croatia. One of the goals of this paper is to provide a more detailed insight into the possibilities of digital transformation of the insurance sector, as well as identify the steps that are necessary to achieve technological and business innovations in this sector. Through empirical research conducted on 235 respondents, the potential for the digital transformation of the insurance sector through the model of digital platforms is analyzed by examining respondents' opinions and attitudes on whether the platform model could be a solution for the digital transformation of the insurance sector. The respondents' inclination towards using digital platforms for purchasing insurance products or contracting insurance services in Northern Croatia is also examined. A descriptive study was conducted using an online survey questionnaire.
Pregledni rad / ReviewJoško LOZIĆ